Does the Tennessee Driver Education Course (Traffic School) Lower My Insurance?
Completing the Tennessee Driver Education Course may qualify you for a discount on your auto insurance. However, discounts are not guaranteed — they depend on your specific insurance provider and policy. Many Tennessee insurers offer a reduction of up to 10% to drivers who complete an approved driver education course.
How to Find Out If You Qualify
Contact your insurance provider before enrolling and ask:
Whether they offer a discount for completing a Tennessee DSHS-approved driver education course
How much the discount is and how long it lasts
What documentation they require (your completion certificate)
Whether you need to take the course before or after a renewal date
What to Provide to Your Insurance Company
If your insurer offers a discount, provide them with your completion certificate — the PDF emailed to you when you finish the course. Driving Logic does not notify your insurer on your behalf.
Quick Facts
Detail | Information |
Insurance discount guaranteed | No — insurer-dependent |
Typical discount | Up to 10% with participating providers |
What to provide | Your completion certificate PDF |
Does Driving Logic notify insurer | No |
Frequently Asked Questions
Can I take the course just for the insurance discount without a ticket? Yes. You may take the course voluntarily for an insurance discount. No court permission or DSHS letter is required for voluntary enrollment. Confirm with your insurer that they accept this course before enrolling.
Does every insurance company offer a discount? No. Some insurers offer discounts for completing approved driver education courses, and some do not. Check directly with your provider.