Does the Texas Adult Driver Education Course (ADE) Lower My Insurance
Completing the Texas Adult Driver Education Course may qualify you for an auto insurance discount with some providers. However, the primary purpose of this course is to satisfy the Texas driver education requirement for obtaining a first driver's license — insurance savings are a secondary benefit.
How the Insurance Discount Works
After completing the course and receiving your ADE-1317 certificate, contact your auto insurance provider to ask whether they offer a discount for completing a TDLR-approved adult driver education course. If they do, provide your certificate as proof of completion.
Not All Insurers Offer a Discount
Insurance discounts for driver education vary by provider. Some major Texas insurers offer a discount; others do not. Contact your specific insurer before enrolling if the insurance discount is your primary reason for taking the course.
If You Are 25 or Older and Taking the Course Voluntarily
Adults 25 and older who are not required to take the course sometimes enroll specifically to prepare for the DPS written exam and potentially qualify for an insurance discount. If this applies to you, confirm with your insurer before enrolling.
Quick Facts
Detail | Information |
Insurance discount available | Possibly — varies by insurer |
Discount automatic | No — submit your ADE-1317 certificate to your insurer |
Primary purpose of this course | First Texas driver's license — not insurance savings |
Confirm with insurer before enrolling | Recommended if discount is your primary goal |
Frequently Asked Questions
Is an insurance discount guaranteed after completing the course? No. Whether a discount is offered and how much it is depends entirely on your insurance provider. Contact your insurer to confirm before enrolling.
How do I submit my certificate to my insurance company? Contact your insurer and ask for their process. Common methods include uploading through their online portal, emailing a copy to your agent, or calling your agent directly.
Does completing this course lower insurance more than the Driving Safety Course? This depends on your insurer's policy. Some insurers may treat the courses differently. Contact your insurer for specifics.
I am 25 and just want the insurance discount — should I take this course? Contact your insurer first to confirm they offer a discount for completing a TDLR-approved adult driver education course. If they do, enrolling is straightforward — no prior steps or court permission are required for adults 25 and older.