Can I Use the Indiana Driver Safety Program Course Certificate for an Insurance Discount?
Your Indiana Driver Safety Program course certificate may qualify you for a discount on your auto insurance. Insurance discounts are not guaranteed — eligibility depends on your insurance provider and your specific policy.
How Insurance Discounts Work
Some Indiana auto insurance providers offer a discount to drivers who complete a state-approved driver safety course. The Indiana Driver Safety Program course from Driving Logic is BMV-approved, which means your certificate may be accepted by your insurance provider as proof of course completion.
The discount amount, eligibility requirements, and how long the discount applies vary by provider. Not all providers offer this discount, and not all policies qualify.
How the 4-Point Credit May Also Help
Completing the course applies a 4-point credit to your Indiana driving record, which reduces your total point count. Maintaining a lower point total may help you avoid rate increases associated with accumulated violations. This is separate from any direct course completion discount your insurer may offer.
How to Find Out If You Qualify
Step 1: Contact your insurance provider directly. Step 2: Ask whether they offer a discount for completing a BMV-approved Indiana Driver Safety Program course. Step 3: Ask what documentation they require and how to submit it. Step 4: Submit your certificate if your provider confirms eligibility.
How to Get Your Certificate
Your certificate is available immediately after you complete the course. You can find it in two places:
In your account under My Certificates at drivinglogic.com
In your email inbox as an attachment from Driving Logic
Your certificate is a PDF. You can download and print it directly from your account at any time.
Does Driving Logic Submit Your Certificate to Your Insurance Provider?
No. Driving Logic reports your completion to the Indiana BMV only. If your insurance provider requires proof of completion for a discount, download your certificate and submit it to your provider directly.
Quick Facts
Detail | Information |
Insurance discount guaranteed | No — depends on your provider and policy |
Course BMV-approved | Yes |
Who to contact about discounts | Your insurance provider |
Does Driving Logic submit to insurers | No |
Where to get your certificate | My Certificates at drivinglogic.com and your email |
Certificate format |
Frequently Asked Questions
How much of a discount can I expect on my insurance? The discount amount varies by insurance provider and policy. Contact your insurance provider directly to find out what discount, if any, applies after completing the Indiana Driver Safety Program course.
How long does the insurance discount last? The duration varies by provider. Contact your insurance provider for information about how long any discount applies after submitting your certificate.
Does my insurance provider need an original certificate or will a digital copy work? Requirements vary by provider. Some accept a digital PDF while others may require a printed copy. Confirm with your provider before submitting.
What if my insurance provider has never heard of the Indiana Driver Safety Program course? The course is BMV-approved. If your provider is unfamiliar with it, share your certificate and explain that it is a state-approved driver safety course. Your provider can confirm eligibility based on their internal policies.