When Will My Insurance Discount Apply After Completing the Florida Driver Education Traffic Safety (DETS) Course
The timing of any insurance discount after completing the Florida Driver Education Traffic Safety (DETS) Course depends entirely on your insurance provider. Driving Logic cannot determine when or whether a discount will apply to your policy — that is between you and your insurer.
What You Need to Do
Driving Logic does not submit certificates to insurance companies. To pursue a discount, you need to:
Receive your completion certificate by email after finishing the course
Contact your insurance provider to confirm they offer a discount for completing a state-approved driver education course
Submit your certificate to your insurer according to their process
Ask your insurer when the discount will take effect on your policy
When the Discount Takes Effect
Some insurers apply the discount immediately upon receiving your certificate. Others apply it at your next policy renewal. The timeline is set by your insurer — ask them directly when you submit your certificate.
Quick Facts
Detail | Information |
Discount timing set by | Your insurance provider |
Does Driving Logic submit to insurers | No — you submit directly |
What to submit | Your emailed completion certificate (PDF) |
When to contact your insurer | After receiving your certificate |
Frequently Asked Questions
How soon will my insurance go down after I complete the course? That depends on your insurer. Contact them after you receive your certificate and ask when the discount will be applied.
Does Driving Logic notify my insurance company when I complete the course? No. Driving Logic reports your completion to FLHSMV only. You are responsible for submitting your certificate to your insurer.
Do I need to wait for FLHSMV to process my completion before contacting my insurer? No. Your emailed certificate is sufficient for insurance purposes. You do not need to wait for FLHSMV processing to contact your insurer.
What if my insurer does not recognize the DETS Course for a discount? Not all insurers offer discounts for driver education. Contact your provider to confirm what programs they recognize.
Can a parent submit the certificate on behalf of a teen driver? Yes. Since teen drivers are typically covered under a parent's policy, the parent would normally submit the certificate to the insurer.