Does the Florida Driver Education Traffic Safety (DETS) Course Lower Insurance
Completing the Florida Driver Education Traffic Safety (DETS) Course may qualify you — or the primary policyholder on your policy — for an automobile insurance discount. Whether you qualify and how much you save depends entirely on your insurance provider. Driving Logic cannot guarantee a discount.
Why Some Insurers Offer Discounts
Many insurance providers offer discounts for teen drivers who complete a state-approved driver education course. The reasoning is that formally trained drivers present a lower risk. The DETS Course is FLHSMV-approved and satisfies Florida's driver education requirement, which many insurers recognize for discount eligibility.
How to Find Out If You Qualify
Contact your insurance provider directly before or after completing the course. Ask whether they offer a discount for completing a state-approved driver education course, what documentation they require, and how to submit it. Requirements vary by insurer.
Submitting Your Certificate to Your Insurer
If your insurer offers a discount, they will typically ask you to provide your completion certificate. Driving Logic emails your certificate as a PDF after you complete the course. Driving Logic does not submit certificates to insurance companies — you provide the certificate directly to your insurer.
Quick Facts
Detail | Information |
Discount guaranteed | No |
May qualify for discount | Yes — insurer-dependent |
Who to contact | Your insurance provider |
What to provide | Your emailed completion certificate (PDF) |
Does Driving Logic submit to insurers | No — you submit directly |
Frequently Asked Questions
Will completing the DETS Course automatically lower my insurance? No. You need to contact your insurer, confirm eligibility, and submit your certificate. The discount is not automatic.
How much could I save on insurance? Discount amounts vary by insurer. Contact your provider to find out what savings may apply to your policy.
Do I need to complete the course before contacting my insurer? You can ask your insurer about eligibility before completing the course, but you will need your completion certificate to claim the discount.
Does Driving Logic contact my insurance company for me? No. Driving Logic reports your completion to FLHSMV only. You are responsible for submitting your certificate to your insurer.
Does the discount apply to the teen driver's policy or the parent's policy? This depends on your insurer. The teen is typically covered under the parent's policy — contact your provider to understand how the discount applies to your specific situation.