Can I Use the Florida Basic Driver Improvement Course Certificate for an Insurance Discount?
Your Florida Basic Driver Improvement (BDI) course certificate may qualify you for a discount on your auto insurance. Insurance discounts are not guaranteed — eligibility depends on your insurance provider and your specific policy.
How Insurance Discounts Work
Some Florida auto insurance providers offer a discount to drivers who complete a state-approved driver improvement course. The Florida Basic Driver Improvement course from Driving Logic is state-approved, which means your certificate may be accepted by your insurance provider as proof of course completion.
The discount amount, eligibility requirements, and how long the discount applies vary by insurance provider. Not all providers offer this discount, and not all policies qualify.
How to Find Out If You Qualify
To find out whether your Florida Basic Driver Improvement course certificate qualifies you for an insurance discount:
Step 1: Contact your insurance provider directly Step 2: Ask whether they offer a discount for completing a state-approved Florida Basic Driver Improvement course Step 3: Ask what documentation they require and how to submit it Step 4: Submit your certificate if your provider confirms eligibility
How to Get Your Certificate
Your Florida Basic Driver Improvement course certificate is available immediately after you pass the final exam. You can find it in two places:
In your account under My Certificates at drivinglogic.com
In your email inbox as an attachment from Driving Logic
Your certificate is available as a PDF. You can download and print it directly from your account at any time.
Does Driving Logic Submit Your Certificate to Your Insurance Provider?
No. Driving Logic reports your completion to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) only. If your insurance provider requires proof of completion for a discount, you are responsible for downloading your certificate and submitting it to your provider directly.
Quick Facts
Detail | Information |
Insurance discount guaranteed | No — depends on your provider and policy |
Course state-approved | Yes |
Who to contact about discounts | Your insurance provider |
Does Driving Logic submit to insurers | No |
Where to get your certificate | My Certificates at drivinglogic.com and your email |
Certificate format |
Frequently Asked Questions
How much of a discount can I expect on my insurance? The discount amount varies by insurance provider and policy. Contact your insurance provider directly to find out what discount, if any, applies to your policy after completing the Florida Basic Driver Improvement course. How long does the insurance discount last? The duration of any insurance discount varies by provider. Contact your insurance provider directly for information about how long the discount applies after submitting your Florida Basic Driver Improvement course certificate. Does my insurance provider need an original certificate or will a digital copy work? Requirements vary by insurance provider. Some providers accept a digital PDF while others may require a printed copy. Contact your insurance provider before submitting to confirm what format they accept. Will completing the course lower my insurance rates even if I do not qualify for a formal discount? Preventing points from being added to your Florida driving record by completing the Florida Basic Driver Improvement course in connection with a qualifying citation may help you avoid insurance rate increases associated with traffic violations. Contact your insurance provider for information specific to your policy. What if my insurance provider has never heard of the Florida Basic Driver Improvement course? The Florida Basic Driver Improvement course is a state-approved course under Florida law. If your provider is unfamiliar with it, you can share your certificate and explain that it is a state-approved driver improvement course. Your provider can confirm eligibility for any applicable discount based on their internal policies.