Skip to main content

Can I Use the Virginia Driver Improvement Course for an Insurance Discount?

Yes. You can take the Virginia Driver Improvement Course to qualify for an auto insurance premium discount. Confirm your eligibility with your insurer before enrolling, and select Insurance as your reason at registration.

Updated today

Yes. You can take the Virginia Driver Improvement Course to qualify for an auto insurance premium discount. Before enrolling, confirm with your insurance company that it offers this benefit and that you meet their eligibility requirements.


How to Use the Course for an Insurance Discount

  1. Contact your insurance company first — confirm they offer a discount for completing a Virginia DMV-licensed driver improvement clinic and that you qualify

  2. Enroll at drivinglogic.com and select Insurance as your reason for taking the course

  3. Complete the course and pass the final exam

  4. Download your DIC 552B certificate from your account at drivinglogic.com

  5. Submit your certificate to your insurance company — Driving Logic does not do this for you


Important Rules

  • Driving Logic reports your completion to the Virginia DMV automatically — this applies to all students including insurance-purpose completions

  • You will not receive safe driving points if you take the course for an insurance discount — the two benefits are mutually exclusive in Virginia

  • If a court ordered you to complete the course, you are not eligible for an insurance discount from that completion


What Discount Can I Expect?

Discounts vary by insurance company and policy. Virginia law requires insurance companies to offer a discount to drivers age 55 and older who complete an approved course. For drivers under 55, discounts are at the insurer's discretion. Contact your agent for specifics.


Quick Facts

Detail

Answer

Reason to select at registration

Insurance

Confirm eligibility with insurer

Yes — before enrolling

Safe driving points awarded

No

DMV reporting

Yes — automatic

Who submits certificate to insurer

You

Eligible how often

Once every 24 months


Frequently Asked Questions

Can I get both an insurance discount and safe driving points? No. Virginia does not allow both benefits from the same completion. You must choose one reason at registration.

What if my insurer does not recognize my certificate? Contact your insurer directly. They may have specific requirements for how to submit the certificate or additional forms to complete. If there is a dispute, contact us at [email protected].

Does taking the course guarantee a discount? No. The discount depends on your insurer's policies and your eligibility. Confirm with your insurance company before enrolling.

Did this answer your question?